Invest with CrowdProperty Australia

Wholesale investors looking to make potentially more productive use of their capital have a new option.

Property is popular investment vehicle in Australia, but it can come with long-term commitment, high capital investment, sunk costs, and usually means tying up liquidity. A new, short term option for wholesale investors to invest in project property loans with up to 7% p.a. target interest returns* has arrived from CrowdProperty Australia.

Investing in property

As an Australian wholesale investor interested in property, your options are:

a) Cash savings (waiting for the right opportunity) at a rate of less than 0.5 percent p.a. (based on review of online savings accounts at Australian ‘big 4’ banks on 5 March 2021)

b) Direct property investment, which has the potential to out-perform cash but comes with:

  • Significant investment
  • Long-term commitment with money tied up for many years
  • Little liquidity in the event of an emergency
  • Sunk costs
  • Difficult to diversify your investments
  • There are risks investing in direct real property
  • Returns can be thinly spread

c) Traditional indirect investment vehicles, such as unlisted trusts, Australian Real Estate Investment Trusts (AREITs), and traditional syndicates where:

  • Property investors may not get to choose the properties they invest in
  • It may be difficult to diversify across property types and geographic locations
  • Liquidity is typically low

The CrowdProperty alternative

CrowdProperty offers Australian investors an alternative with an opportunity to invest in property project loans without the significant investment or long-term commitment of actual property.

Wholesale investors are able to invest in a fund that provides project loans to property developers.

Investors can earn up to 7% p.a. target interest* returns backed by first mortgage security against property.

Benefits for risk-informed wholesale investors include:

  • Provide a higher rate of return on first registered mortgage security
  • Create greater diversification of an investor portfolio — aka not putting all your eggs in one basket
  • You get to assess the property projects before pledging to a project loan
  • Fixed term returns of approx. six to 18 months
  • Invest for return: up to 7% p.a. target interest returns*
  • Extesnive 53 point due diligence checklist conducted on all projects (our UK sister company has only funded 3% of assessed projects in 6 years)
  • Independent valuations on every project

 

Find out more about the benefits and risks of investing with CrowdProperty today.

 

Or register as an investor here.


*Target returns, not forecast returns. For wholesale investors only. Terms, conditions and risks apply.

 

DISCLAIMER

The CrowdProperty Investment Trust (the Trust) is an unregistered managed investment scheme. The Trust is only available to investors that are wholesale clients as defined in s761G of the Corporations Act 2001 (Cth).

Investors pledge their funds in the Trust which makes first mortgage secured loans to SME property developers.

Withdrawals can only be made when the Investor funds are in Cash Interests in the Trust. Refer to the Information Memorandum (IM) for more information.

CrowdProperty Pty Ltd (ACN 633 516 195) is the investment manager of the Trust (Investment Manager). The Investment Manager is a corporate authorised representative (No. 001285637) of Quay Wholesale Fund Services Pty Ltd AFSL No. 528 526, ACN 647 044 602. The Investment Manager's authority under its Corporate Authorised Representative Agreement with Quay Wholesale Fund Services Pty Ltd is limited to general product advice regarding the Trust only. Quay Wholesale Fund Services Pty Ltd is the trustee of the Trust and the issuer of its IM (Trustee).

The contents of this document are not intended as financial product advice and have been prepared without taking into account your personal circumstances, investment objectives or particular needs. You should read the Information Memorandum for the Trust in full to consider whether an investment is appropriate for you.

Neither the Investment Manager, Quay Wholesale Fund Services Pty Ltd, nor the Trustee guarantee the repayment of capital, the performance of any investment or the rate of return for the Trust. Past performance is not necessarily indicative of future performance. An investment in the Trust is not a bank deposit and is subject to greater risk than cash investment products including loans of income and part or all of the capital itself.

We strongly suggest that you seek your own professional financial or legal advice prior to any investment decisions.


31 May 2021

Previous Post Next Post